Check your eligibility for a personal loan based on your income, expenses and other financial details.
| Year | Principal Paid | Interest Paid | Remaining Balance | Total Paid |
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Personal loan eligibility depends on several factors including your income, existing financial obligations, credit score, and the lender's policies. Most lenders follow the 70-30 rule where your total EMI obligations (existing + new + 5% of credit card dues) shouldn't exceed 70% of your monthly income.
Key Factors Affecting Eligibility:
Use this calculator to estimate your personal loan eligibility based on your financial situation.