Retirement Corpus Calculator – Plan Your Retirement Savings
Retirement planning is essential to ensure financial independence in your golden years. Use our Retirement Corpus Calculator to find out how much you need to save before you retire.
Supports inflation-adjusted calculations and different return assumptions.
Formula:
Future Monthly Expense: FV = PV × (1 + inflation)^years
Where PV = current monthly expense, years = years to retirement
Retirement Corpus (Growing Annuity): PV = C1 / (r - g) × [1 - ((1+g)/(1+r))^n]
Where C1 = first annual withdrawal at retirement, r = expected return,
g = inflation rate, n = years in retirement
Where PV = current monthly expense, years = years to retirement
Retirement Corpus (Growing Annuity): PV = C1 / (r - g) × [1 - ((1+g)/(1+r))^n]
Where C1 = first annual withdrawal at retirement, r = expected return,
g = inflation rate, n = years in retirement
Example:
₹40,000 monthly expense today, retiring in 30 years with 6% inflation → ₹2.29 lakh monthly expense at retirement. To sustain for 25 years with 8% return, corpus needed ≈ ₹2.34 crores.